Anonymous Hijacks Federal Website Over Reddit Co-Founder's Suicide

Jan 26, 2013 12:27pm

(AP Photo)

Activists from the hacker collective known as Anonymous assumed control over the homepage of a federal judicial agency this morning.

In a manifesto left on the defaced page, the group demanded reform to the American justice system and what the activists said are threats to the free flow of information.

The lengthy essay largely mirrors previous demands from Anonymous, but this time the group also cited the recent suicide of Reddit co-founder and activist Aaron Swartz as has having “crossed a line” for their organization. Swartz was facing up to 35 years in prison on computer fraud charges.

Prosecutors said he had stolen thousands of digital scientific and academic journal articles from the Massachusetts Institute of Technology with the goal of disseminating them for free.

Read More: Aaron Swartz’ Death Fuels MIT Probe, White House Petition to Oust Prosecutor

Anonymous says Swartz was “killed because he was forced into playing a game he could not win — a twisted and distorted perversion of justice — a game where the only winning move was not to play.”

“There must be a return to proportionality of punishment with respect to actual harm caused,” it reads, also mentioning recent arrests of Anonymous associates by the FBI.

In their statement, the hackers say they targeted the homepage of the Federal Sentencing Commission for “symbolic” reasons.

The group claimed that if their demands were not met they would release a trove of embarrassing internal Justice Department documents to media outlets. Anonymous named the files after Supreme Court justices and provided hyperlinks to them from the defaced page.

As of press time the commission’s site had been taken offline but an earlier attempt by CNN to follow the files’ links yielded dead-ends, mostly offline sites.

The file names use an “.aes256″ suffix, denoting a common encryption protocol. The same system was used to encrypt the Wikileaks Afghan war documents before their release.

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At least 30 die in riots over Egyptian death sentences

PORT SAID, Egypt/CAIRO (Reuters) - At least 30 people were killed on Saturday when Egyptians rampaged in protest at the sentencing of 21 people to death over a soccer stadium disaster, violence that compounds a political crisis facing Islamist President Mohamed Mursi.

Armored vehicles and military police fanned through the streets of Port Said, where gunshots rang out and protesters burned tires in anger that people from their city had been blamed for the deaths of 74 people at a match last year.

The rioting in Port Said, one of the most deadly spasms of violence since Hosni Mubarak's ouster two years ago, followed a day of anti-Mursi demonstrations on Friday, when nine people were killed. The toll over the past two days stands at 39.

The flare-ups make it even tougher for Mursi, who drew fire last year for expanding his powers and pushing through an Islamist-tinged constitution, to fix the creaking economy and cool tempers enough to ensure a smooth parliamentary election.

That vote is expected in the next few months and is meant to cement a democratic transition that has been blighted from the outset by political rows and street clashes.

The National Defense Council, which is led by Mursi and includes the defense minister who commands the army, called for "a broad national dialogue that would be attended by independent national characters" to discuss political differences and ensure a "fair and transparent" parliamentary poll.

The statement was made on state television by Information Minister Salah Abdel Maqsoud, who is also on the council.

The National Salvation Front of liberal-minded groups and other Mursi opponents cautiously welcomed the call, but demanded any such dialogue have a clear agenda and guarantees that any deal would be implemented, spokesman Khaled Dawoud told Reuters.

The Front spurned previous calls for dialogue, saying Mursi had ignored voices beyond his Islamist allies. The Front earlier on Saturday threatened an election boycott and to call for more protests on Friday if demands were not met.

Its demands included picking a national unity government to restore order and holding an early presidential poll.

THREATS OF VIOLENCE

The political statements followed clashes in Port Said that erupted after a judge issued a verdict sentencing 21 men to die for involvement in the deaths at the soccer match on February 1, 2012. Many were fans of the visiting team, Cairo's Al Ahly.

Al Ahly fans had threatened violence if the court had not meted out the death penalty. They cheered outside their Cairo club when the verdict was announced. But in Port Said, residents were furious that people from their city were held responsible.

Protesters ran wildly through the streets of the Mediterranean port, lighting tires in the street and storming two police stations, witnesses said. Gunshots were reported near the prison where most of the defendants were being held.

A director for Port Said hospitals told state television that 30 people had been killed, many as a result of gunshot wounds. He said more than 300 had been wounded.

Inside the court in Cairo, families of victims danced, applauded and some broke down in tears of joy when they heard Judge Sobhy Abdel Maguid declare that the 21 men would be "referred to the Mufti", a phrase used to denote execution, as all death sentences must be reviewed by Egypt's top religious authority.

There were 73 defendants on trial. Those not sentenced on Saturday would face a verdict on March 9, the judge said.

At the Port Said soccer stadium a year ago, many spectators were crushed and witnesses saw some thrown off balconies after the match between Al Ahly and local team al-Masri. Al Ahly fans accused the police of being complicit in the deaths.

Among those killed was a former player for al-Masri and a soccer player in another Port Said team, the website of the state broadcaster reported.

TEARGAS FIRED

On Friday, protesters angry at Mursi's rule had taken to the streets for the second anniversary of the uprising that erupted on January 25, 2011 and which brought Mubarak down 18 days later.

Police fired teargas and protesters hurled stones and petrol bombs. Nine people were killed, mainly in the port city of Suez, and hundreds more were injured across the nation.

Reflecting international concern at the two days of clashes, British Foreign Office Minister for the Middle East Alistair Burt said: "This cannot help the process of dialogue which we encourage as vital for Egypt today, and we must condemn the violence in the strongest terms."

On Saturday, some protesters again clashed and scuffled with police in Cairo, Alexandria and other cities. In the capital, youths pelted police lines with rocks near Tahrir Square. In Suez, police fired teargas when protesters angry at Friday's deaths hurled petrol bombs and stormed a police post.

"We want to change the president and the government. We are tired of this regime. Nothing has changed," said Mahmoud Suleiman, 22, in Cairo's Tahrir Square, the cauldron of the 2011 anti-Mubarak revolt.

Mursi's opponents say he has failed to deliver on economic pledges or to be a president representing the full political and communal diversity of Egyptians, as he promised.

"Egypt will not regain its balance except by a political solution that is transparent and credible, by a government of national salvation to restore order and heal the economy and with a constitution for all Egyptians," prominent opposition politician Mohamed ElBaradei wrote on Twitter.

Mursi's supporters say the opposition does not respect the democracy that has given Egypt its first freely elected leader.

The Muslim Brotherhood, which propelled Mursi to office, said in a statement that "corrupt people" and media who were biased against the president had stirred up fury on the streets.

The frequent violence and political schism between Islamists and secular Egyptians have hurt Mursi's efforts to revive an economy in crisis as investors and tourists have stayed away, taking a heavy toll on Egypt's currency.

(Additional reporting by Omar Fahmy, and Peter Griffiths in London; Writing by Edmund Blair; Editing by Mark Trevelyan)

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Sailing: Olympic sailing champion visits Singapore

SINGAPORE: Xu Lijia, the 25 year old who became the first Chinese to win a gold medal in the dinghy class after finishing first in the laser radial class at the 2012 London Olympics, is in town.

The Chinese athlete shared her experiences with local sailors at a talk, which attracted 500 participants. The talk also saw the launch of the Character Development Through Sailing programme.

The Shanghai native, who won bronze in the same class at the 2008 Olympics in Beijing, said that I was not just about winning, but also enjoying the journey.

She had to beat many odds including injuries, physical limitations and the lack of a proper support structure for the sport in China.

"It is about promotion, promoting this sport not only in Singapore, China but… in whole of Asia. I hope that Asia can become stronger and stronger and (compete) with the European countries," she said.

- CNA/jc

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Firms providing cover for donors during surgery

CHENNAI: In an attempt to encourage customers with organ failure go undergo expensive transplant surgeries, insurance companies are planning policies that will cover the donor's medical expenses during transplants.

Star Health and Allied Insurance said its policy for donors would include infection and other complications arising out of donation during the surgery and hospitalization. "It is a cover given to the insured and an extension is provided to donors," said Tamil Nadu health CMD V Jagannathan.

Normally, during organ donation the recipient has to pay out of his or her pocket for the donor's medical expenses even if he or she is insured. The cost of surgery to harvest the organ from the donor can run to Rs 75,000, in case of infections or complications because it requires treatment and longer stay in hospital.

Transplant surgeons have been campaigning for insurance companies to include donor charges for such surgeries. Patients also tell doctors to ask their insurance companies to cover donor charges.

Liver transplant patient Srinivasan, whose total bill came to Rs 22 lakh, said he had to spend Rs 70,000 for his wife, who was the donor. "The policy does not cover the entire cost of transplant in most cases. The patient will also have to spend a lot of money on immunosuppressant drugs after transplant. So cover for the donor as well would be extremely helpful," he said.

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CDC: Flu seems to level off except in the West

New government figures show that flu cases seem to be leveling off nationwide. Flu activity is declining in most regions although still rising in the West.

The Centers for Disease Control and Prevention says hospitalizations and deaths spiked again last week, especially among the elderly. The CDC says quick treatment with antiviral medicines is important, in particular for the very young or old. The season's first flu case resistant to treatment with Tamiflu was reported Friday.

Eight more children have died from the flu, bringing this season's total pediatric deaths to 37. About 100 children die in an average flu season.

There is still vaccine available although it may be hard to find. The CDC has a website that can help.

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CDC: http://www.cdc.gov/flu/

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White House Makeover: McDonough to Chief of Staff

Jan 25, 2013 10:15am

Orlando Sierra/AFP/Getty Images

By ANN COMPTON and MARY BRUCE

President Obama is giving his West Wing team an extreme make-over for the second term, with the departure of top strategist David Plouffe and the naming of Deputy National Security Adviser Denis McDonough to be his next chief of staff.

Once again, the President is keeping a comfort zone around him, promoting from within. He is plucking a favorite aide from his national security team to become the new White House Chief of Staff.  McDonough  has been a popular figure in the Obama inner circle since the Senate days.

McDonough was widely expected to become Obama’s fifth chief of staff as he replaces Jack Lew who has been nominated as Treasury Secretary.

“Welcome to the announcement of one of the worst kept secrets in Washington,” Obama joked as he announced McDonough’s new position in the East Room of the White House.

The president heaped praise on his longtime adviser and close friend, as McDonough stood beaming by his side.

“I have been counting on Denis for nearly a decade — since I first came to Washington, when he helped set up my Senate office,” Obama said. “He was able to show me where the restrooms were and how you passed a bill…  At that time, I relied on his intellect and his good judgment, and that has continued ever since.”

“I cannot imagine the White House without you.  Thank you for signing up for this very, very difficult job,” Obama said.  ”I know you’ll always give it to me straight, as only a friend can — telling me not only what I want to hear, but more importantly what I need to hear to make the best possible decisions on behalf of the American people.”

Plouffe’s departure from the tiny office next to the president’s makes room for strategist Dan Pfeiffer’s promotion to senior adviser.  Pfeiffer is a combative planner who has been orchestrating the administration’s message for the last four years.

“I thought I’d take the occasion to just embarrass somebody.  Some of you may know that today is David Plouffe’s last day in the White House,” Obama said to laughter from the audience comprised largely of White House staff.  ”I had to hide this in the end of my remarks because I knew he wouldn’t want me to bring it up.  So we had some secret squirrel stuff going on here to avoid him thinking that we were going to talk about him.”

“I can’t tell you how lucky I have been to have him manage our campaign back in 2008, then join the White House during these very challenging last two years.  He’s built a well-deserved reputation as being a numbers genius and a pretty tough combatant when it comes to politics,” he said. “Were it not for him, we would not have been as effective a White House and I probably wouldn’t be here.”

Pfeiffer’s deputy, Jennifer Palmieri, a long-time Democratic figure, moves up to communications director. Rob Nabors was a key figure in negotiating with Congress and he’s getting promoted to the top policy job in the West Wing’s chief of staff office.

From the Department of Justice, Lisa Monaco will come in as the new counter-terrorism adviser, taking John Brennan’s chair if he is confirmed as CIA Director.

The only other outsider coming into the West Wing is David Simas who worked on the re-election campaign. Simas will do communications.  There are no announced changes in Jay Carney’s press office.

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Violence flares on anniversary of Egypt uprising

CAIRO/ISMAILIA, Egypt (Reuters) - Five people were shot dead in the Egyptian city of Suez during nationwide protests against President Mohamed Mursi on Friday, the second anniversary of the uprising that toppled Hosni Mubarak.

One of the dead was a member of the security forces, medics said. Another 280 civilians and 55 security personnel were injured, officials said, in demonstrations fuelled by anger at the president and his Islamist allies in the Muslim Brotherhood.

Thousands of opponents of Mursi massed in Cairo's Tahrir Square - the cradle of the revolt against Mubarak - to rekindle the demands of a revolution they say has been hijacked by Islamists who have betrayed its goals.

Street battles erupted in Cairo, Alexandria, Suez and Port Said. Arsonists attacked at least two state-owned buildings as symbols of government were targeted. An office used by the Muslim Brotherhood's political party was also torched.

The January 25 anniversary laid bare the divide between the Islamists and their secular rivals.

This schism is hindering the efforts of Mursi, elected in June, to revive an economy in crisis and reverse a plunge in Egypt's currency by enticing back investors and tourists.

Inspired by the popular uprising in Tunisia, Egypt's revolution spurred further revolts across the Arab world. But the sense of common purpose that united Egyptians two years ago has given way to internal strife that had already triggered bloody street battles last month.

"Our revolution is continuing. We reject the domination of any party over this state. We say no to the Brotherhood state," Hamdeen Sabahy, a popular leftist leader, told Reuters.

The Brotherhood decided against mobilizing for the anniversary, wary of the scope for more conflict after December's violence, stoked by Mursi's decision to fast-track an Islamist-tinged constitution rejected by his opponents.

The Brotherhood denies accusations that it is seeking to dominate Egypt, labeling them a smear campaign by its rivals.

DEATH IN SUEZ

There were conflicting accounts of the lethal shooting in Suez. Some witnesses said security forces had opened fire in response to gunfire from masked men.

News of the deaths capped a day of violence which started in the early hours. Before dawn in Cairo, police battled protesters who threw petrol bombs and firecrackers as they approached a wall blocking access to government buildings near Tahrir Square.

Clouds of tear gas filled the air. At one point, riot police used one of the incendiaries thrown at them to set ablaze at least two tents erected by youths, a Reuters witness said.

Skirmishes between stone-throwing youths and the police continued in streets around the square into the day. Ambulances ferried away a steady stream of casualties.

Protesters echoed the chants of 2011's historic 18-day uprising. "The people want to bring down the regime," they chanted. "Leave! Leave! Leave!" chanted others as they marched towards the square.

"We are not here to celebrate but to force those in power to submit to the will of the people. Egypt now must never be like Egypt during Mubarak's rule," said Mohamed Fahmy, an activist.

There were similar scenes in Suez and Alexandria, where protesters and riot police clashed near local government offices. Black smoke billowed from tires set ablaze by youths.

In Cairo, police fired tear gas to disperse a few dozen protesters trying to remove barbed-wire barriers protecting the presidential palace, witnesses said. A few masked men got as far as the gates before they were beaten back.

Tear gas was also fired at protesters who tried to remove metal barriers outside the state television building.

Outside Cairo, protesters broke into the offices of provincial governors in Ismailia and Kafr el-Sheikh in the Nile Delta. A local government building was torched in the Nile Delta city of al-Mahalla al-Kubra.

BADIE CALLS FOR "PRACTICAL, SERIOUS COMPETITION"

With an eye on parliamentary elections likely to begin in April, the Brotherhood marked the anniversary with a charity drive across the nation. It plans to deliver medical aid to one million people and distribute affordable basic foodstuffs.

Writing in Al-Ahram, Egypt's flagship state-run daily, Brotherhood leader Mohamed Badie said the country was in need of "practical, serious competition" to reform the corrupt state left by the Mubarak era.

"The differences of opinion and vision that Egypt is passing through is a characteristic at the core of transitions from dictatorship to democracy, and clearly expresses the variety of Egyptian culture," he wrote.

Mursi's opponents say he and his group are seeking to dominate the post-Mubarak order. They accuse him of showing some of the autocratic impulses of the deposed leader by, for example, driving through the new constitution last month.

"I am taking part in today's marches to reject the warped constitution, the 'Brotherhoodisation' of the state, the attack on the rule of law, and the disregard of the president and his government for the demands for social justice," Amr Hamzawy, a prominent liberal politician, wrote on his Twitter feed.

The Brotherhood says its rivals are failing to respect the rules of the new democracy that put the Islamists in the driving seat via free elections.

Six months into office, Mursi is also being held responsible for an economic crisis caused by two years of turmoil. The Egyptian pound has sunk to record lows against the dollar.

The parties that called for Friday's protests list demands including a complete overhaul of the constitution.

Critics say the constitution, which was approved in a referendum, offers inadequate protection for human rights, grants the president too many privileges and fails to curb the power of a military establishment supreme in the Mubarak era.

Mursi's supporters say enacting the constitution quickly was crucial to restoring stability needed for economic recovery.

(Additional reporting by Ahmed el-Shemi, Ashraf Fahim, Marwa Awad, Shaimaa Fayed and Yasmine Saleh in Cairo and Abdel Rahman Youssef in Alexandria; Writing by Tom Perry; Editing by Robert Woodward)

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Libya PM says 'exaggeration' over Benghazi threat alert

DAVOS: Libyan Prime Minister Ali Zeidan said Friday that Western nations had exaggerated by urging their citizens to leave the city of Benghazi due to a specific and imminent threat to Westerners.

Britain, France, Germany, The Netherlands and Australia have all urged their citizens to leave the city due to the threat, linked to France's military intervention against Islamist rebels in neighbouring Mali.

"I think that there was exaggeration on behalf of some countries, who took some preventive measures and we can understand that," Zeidan told a panel at the World Economic Forum in the Swiss ski resort of Davos.

"But the reality is that these people of foreign nationality live very peacefully in Libya and there are security measures to protect them," he said.

Earlier, officials in Tripoli said the country had not been informed of the evacuation order or given information about the threat.

"There has been no formal notice to us from any other country of its intention to evacuate its citizens from the city of Benghazi," an interior ministry source was quoted as saying by Lana news agency.

"The Libyan deputy interior minister for security, Omar al-Khadrawi, contacted the British embassy in Tripoli to seek clarification on the statement released by the British Foreign Office but no response has been received," ministry spokesman Mejdi al-Arfi said, also quoted by Lana.

Deputy Interior Minister Abdullah Massud expressed "astonishment" at the warnings on Thursday, and said his government would demand an explanation.

"If Britain was afraid of threats to its citizens, it could have pulled them out quietly without causing all the commotion and excitement," Massud was reported to have said on Friday.

"The British Foreign Office statement sparked growing concerns by various diplomatic missions and foreign companies in Benghazi and led them to seriously consider leaving the city," Lana quoted him as saying.

Benghazi was the cradle of the uprising that ousted Moamer Kadhafi in 2011 and also the city where a US ambassador was killed in an attack last September.

The initial alert from London came after British Prime Minister David Cameron warned that last week's deadly attack on a gas complex in Algeria was only one part of what would be a "long struggle against murderous terrorists" around the world.

- AFP/jc

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Should victim of child marriage be debarred from service?

NEW DELHI: If a minor girl was married off by her parents, should she be ostracized from government service on the ground that employing her will mean encouraging the banned ritual?

Ratnarashi, who was married off at 14 years by her parents, suffered years of abuse before divorcing her husband. Studying hard, she qualified for the Madhya Pradesh State Civil Services but found the service rules blocking her from gaining entry into government employment.

She moved the Supreme Court challenging validity of rule 6(5) of MP Civil Services (general condition of service) Rules, 1961, which denied employment to those who married as minors. She had cleared the examination twice, but was denied the job because her parents married her off when she was a minor.

Her counsel Neela Gokhale on Thursday pleaded before a bench of Justices Aftab Alam and Ranjana P Desai that all she wanted was a fresh chance to appear in the state civil services examination and a direction to the authorities to accept her form.

But, the bench went a step further and directed the state to submit in sealed cover the marks obtained by her in two previous attempts. It posted the matter for hearing on March 1.

Ratnarashi's marriage, according to her counsel, was marred by physical and mental cruelty. She got a divorce 13 years later. She got no maintenance from her husband and had the unenviable task of bringing up two children. With sheer hard work, she cleared the state civil services exams only to be told that her marriage as minor disqualified her from a state government job. She cleared the examination twice but was rejected because of her marriage as a minor over which she had little control.

Rule 6(5), inserted into the MP law on March 10, 2005, says, "No candidate shall be eligible for appointment to a service or post who has married before the minimum age fixed for marriage. The minimum age of marriage for a boy is 21 years while that for a girl is 18 years." Ratnarashi argued that she was a victim and not an offender.

The Madhya Pradesh High Court dismissed her petition and justified the provision saying Rule 6(5) had been introduced to prevent child marriages more effectively as various laws to eradicate the social evil had not yielded results. Her counsel said the HC ignored the object of the legislation, which was to protect minors and not to punish them.

"Rule of law does not contemplate any punishment or disqualification of a child who is a victim of such child marriage practice and in fact, even the Declaration of Human Rights of the Child by United Nations specifically declares that any child in conflict of law shall not suffer any disqualification in his career and shall be supported by the state to reform himself as a law abiding citizen," she said.

Ratnarashi said although she was a victim of the deplorable practice of child marriage in her society, she was being denied an opportunity to live with dignity and respect by earning her livelihood through an appointment in state civil services for which she is eligible and has cleared requisite screening tests.

dhananjay.mahapatra@timesgroup.com

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Penalty could keep smokers out of health overhaul

WASHINGTON (AP) — Millions of smokers could be priced out of health insurance because of tobacco penalties in President Barack Obama's health care law, according to experts who are just now teasing out the potential impact of a little-noted provision in the massive legislation.

The Affordable Care Act — "Obamacare" to its detractors — allows health insurers to charge smokers buying individual policies up to 50 percent higher premiums starting next Jan. 1.

For a 55-year-old smoker, the penalty could reach nearly $4,250 a year. A 60-year-old could wind up paying nearly $5,100 on top of premiums.

Younger smokers could be charged lower penalties under rules proposed last fall by the Obama administration. But older smokers could face a heavy hit on their household budgets at a time in life when smoking-related illnesses tend to emerge.

Workers covered on the job would be able to avoid tobacco penalties by joining smoking cessation programs, because employer plans operate under different rules. But experts say that option is not guaranteed to smokers trying to purchase coverage individually.

Nearly one of every five U.S. adults smokes. That share is higher among lower-income people, who also are more likely to work in jobs that don't come with health insurance and would therefore depend on the new federal health care law. Smoking increases the risk of developing heart disease, lung problems and cancer, contributing to nearly 450,000 deaths a year.

Insurers won't be allowed to charge more under the overhaul for people who are overweight, or have a health condition like a bad back or a heart that skips beats — but they can charge more if a person smokes.

Starting next Jan. 1, the federal health care law will make it possible for people who can't get coverage now to buy private policies, providing tax credits to keep the premiums affordable. Although the law prohibits insurance companies from turning away the sick, the penalties for smokers could have the same effect in many cases, keeping out potentially costly patients.

"We don't want to create barriers for people to get health care coverage," said California state Assemblyman Richard Pan, who is working on a law in his state that would limit insurers' ability to charge smokers more. The federal law allows states to limit or change the smoking penalty.

"We want people who are smoking to get smoking cessation treatment," added Pan, a pediatrician who represents the Sacramento area.

Obama administration officials declined to be interviewed for this article, but a former consumer protection regulator for the government is raising questions.

"If you are an insurer and there is a group of smokers you don't want in your pool, the ones you really don't want are the ones who have been smoking for 20 or 30 years," said Karen Pollitz, an expert on individual health insurance markets with the nonpartisan Kaiser Family Foundation. "You would have the flexibility to discourage them."

Several provisions in the federal health care law work together to leave older smokers with a bleak set of financial options, said Pollitz, formerly deputy director of the Office of Consumer Support in the federal Health and Human Services Department.

First, the law allows insurers to charge older adults up to three times as much as their youngest customers.

Second, the law allows insurers to levy the full 50 percent penalty on older smokers while charging less to younger ones.

And finally, government tax credits that will be available to help pay premiums cannot be used to offset the cost of penalties for smokers.

Here's how the math would work:

Take a hypothetical 60-year-old smoker making $35,000 a year. Estimated premiums for coverage in the new private health insurance markets under Obama's law would total $10,172. That person would be eligible for a tax credit that brings the cost down to $3,325.

But the smoking penalty could add $5,086 to the cost. And since federal tax credits can't be used to offset the penalty, the smoker's total cost for health insurance would be $8,411, or 24 percent of income. That's considered unaffordable under the federal law. The numbers were estimated using the online Kaiser Health Reform Subsidy Calculator.

"The effect of the smoking (penalty) allowed under the law would be that lower-income smokers could not afford health insurance," said Richard Curtis, president of the Institute for Health Policy Solutions, a nonpartisan research group that called attention to the issue with a study about the potential impact in California.

In today's world, insurers can simply turn down a smoker. Under Obama's overhaul, would they actually charge the full 50 percent? After all, workplace anti-smoking programs that use penalties usually charge far less, maybe $75 or $100 a month.

Robert Laszewski, a consultant who previously worked in the insurance industry, says there's a good reason to charge the maximum.

"If you don't charge the 50 percent, your competitor is going to do it, and you are going to get a disproportionate share of the less-healthy older smokers," said Laszewski. "They are going to have to play defense."

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Online:

Kaiser Health Reform Subsidy Calculator — http://healthreform.kff.org/subsidycalculator.aspx

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